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Swvl (SWVL) investor relations material
Swvl H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Executive summary
Achieved 26% year-over-year revenue growth (49% in constant currency) to $10.19M in H1 2025, with gross margin up 26% to $2.19M and net income of $0.43M, reversing a $5.7M loss in H1 2024.
Recurring revenue reached 85% of total, up from 74% in H1 2024.
Dollar-pegged revenue rose to 90% of total revenue, reducing currency risk.
Net dollar retention was 118%, indicating strong client expansion.
Financial highlights
H1 2025 revenue: $10.19M, up from $8.07M in H1 2024; gross margin: $2.19M (22%); net income: $0.43M (vs. $5.7M loss prior year).
General & administrative expenses reduced by 47% year-over-year to $2.9M.
Net cash outflow from operations reduced to $0.25M in H1 2025.
Cash and equivalents at $4.88M as of June 2025.
Outlook and guidance
Targeting steady-state net profit margin of 20–25%.
Focus on expanding high-margin, dollar-pegged, and recurring revenue streams, with continued geographic expansion in the GCC, US, and UK.
Management expects continued improvement in working capital and aims for sustainable profitability and long-term growth.
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