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TCS Group Holding plc owns and operates Tinkoff Bank, a licensed bank in Russia. Tinkoff Bank is a leading Russian internet bank with more than 2.5 million customers, eight offline service centers, and one call center located in the Moscow region. The company offers retail services consisting of banking services, insurance products, asset management, and money transfers through the Internet; and mobile financial services, namely payment cards and money transfers. It also provides mobile phone banking services; and pre-paid phone top-up services.