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Temenos
Temenos (TEMN) investor relations material
Temenos CMD 2026 summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.CMD 2026 summary25 Feb, 2026
Strategic progress, vision, and market positioning
Achieved strong execution in 2025, outpacing market growth with 12% product revenue growth and robust ARR pipeline expansion across all regions and segments.
U.S. expansion advanced with the Orlando Innovation Hub, 70+ new developers, increased sales headcount, and focused hiring, driving significant pipeline growth.
Three strategic levers—best of suite, composable core, and adjacent point solutions—remain central, with notable wins in Tier 1 banks and new markets like Brazil.
Mission to modernize financial institutions with innovative, trusted solutions, serving 950+ core banking clients in 150+ markets and 600+ digital clients.
Ongoing investments in R&D, sales capacity, and SaaS operations to drive growth and innovation.
Product, technology, and AI leadership
Delivered composable core solutions for retail and corporate banking, and launched AI-enabled digital and point solutions, including Copilot for Core and FCM AI Agent.
Agile release trains, Design Partner Program, and co-innovation with clients enabled faster, client-driven innovation and measurable outcomes.
SaaS operations improved with 95% of environments provisioned in under five days and onboarding efficiency up 73%.
AI embedded across product, process, and people, with AI agents deployed in SaaS operations and software development, driving operational efficiency.
U.S. product suite now competitive across segments, with ongoing localization and co-innovation to achieve market leadership.
Go-to-market and customer success
Sales capacity expanded by 60% in FY-25, with strict account segmentation, revised compensation, and focused US hiring to drive ARR growth.
Value-based selling and AI-powered sales tools enable tailored business cases, supporting a 30% TCO reduction and ~3-year payback for SaaS migrations.
Partner-driven sales and delivery models increased, with a focus on quality, certification, and governance, and hybrid models to scale implementations.
U.S. pipeline growth outpaced all other regions, with a high proportion of SaaS and composable requirements, aiming for faster sales cycles.
Key 2026 priorities: convert U.S. pipeline, accelerate regional pipeline growth, and increase partner-driven contributions.
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Next Temenos earnings date
Q1 202621 Apr, 2026
Temenos
Next Temenos earnings date
Q1 202621 Apr, 2026
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Frequently asked questions
Temenos AG develops banking software for financial institutions including core banking, payments, and digital banking solutions. The company provides platforms for retail, corporate, and private banks to manage operations and customer interactions. Its products support cloud deployment and open banking standards. The company is headquartered in Geneva, Switzerland, and its shares are listed on the SIX.
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