)
Visual24 Oct 2025
The rise of Alphabet
The Bank of East Asia Limited (23) investor relations material
The Bank of East Asia Limited H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2025 earnings summary21 Aug, 2025
Executive summary
Profit attributable to owners rose 14.1% year-over-year to HK$2,407 million for H1 2025, with basic EPS up 24.6% to HK$0.86.
Annualised ROA was 0.5% and ROE was 4.5% for the period.
Pre-provision operating profit declined 3.9% to HK$5,447 million amid challenging conditions.
Interim dividend declared at HK$0.39 per share, up from HK$0.31 last year.
Financial highlights
Net interest income fell 10.7% year-over-year to HK$7,344 million as NIM narrowed by 22 bps to 1.88%.
Non-interest income increased 29.2% to HK$2,915 million, with net fee and commission income up 16.7% to HK$1,654 million.
Operating income decreased 2.1% to HK$10,259 million.
Operating expenses remained stable at HK$4,812 million; cost-to-income ratio rose to 46.9%.
Impairment losses on financial instruments dropped 11.9% to HK$2,539 million.
Gross loans and advances to customers increased 1.2% to HK$539,175 million; total assets rose 1.6% to HK$891,424 million.
Customer deposits grew 3.4% to HK$665,226 million; loan-to-deposit ratio at 78.1%.
Total equity attributable to owners increased 4.0% to HK$104,436 million.
Outlook and guidance
Chinese Mainland GDP expected to grow around 5.0% in 2025, with Hong Kong GDP forecasted at 2.0–3.0%.
Group anticipates continued stable expansion in Hong Kong and solid growth in the Chinese Mainland.
Focus remains on digital transformation, cross-border business, and operational efficiency.
Ongoing investment in technology, AI, and workforce development to drive future growth.
How is BEA managing CRE sector risks?
OneBank and GSC impact on operations?
How is BEA refining its deposit mix?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next The Bank of East Asia Limited earnings date
H2 202519 Feb, 2026
Next The Bank of East Asia Limited earnings date
H2 202519 Feb, 2026
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
The Bank of East Asia Limited (BEA) is a Hong Kong-based financial institution providing a range of banking and financial services to individuals, businesses, and institutions. The bank offers products including personal and corporate banking, wealth management, loans, credit, and trade finance. BEA also provides investment, insurance, and treasury services, catering to customers in Hong Kong, mainland China, and other international markets. Focused on both traditional banking and digital solutions, BEA serves a diverse client base and supports cross-border financial activities. The company is headquartered in Hong Kong, and its shares are listed on the Hong Kong Stock Exchange.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage