TietoEVRY
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TietoEVRY (TIETOS) investor relations material

TietoEVRY Investor Presentation summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Investor Presentation summary4 Dec, 2025

Financial performance and targets

  • Revenue for the last twelve months (LTM) Q3 2025 was €1,860 million, with adjusted EBITA of €240 million and a margin of 12.9%.

  • Growth target is set at a CAGR of over 5% for 2027-2028, with profitability (adj. EBITA) above 16% by 2028.

  • Dividend distribution is planned at 60-80% of net profit, with net debt/EBITDA targeted below 2x.

  • Each business segment has specific growth and profitability targets, with Caretech aiming for >7% growth and >28% EBITA margin, and Banktech for >6% growth and >18% EBITA margin.

  • Cost optimization program aims for €115 million in run-rate savings by end of 2026.

Strategic priorities and execution

  • Four strategic priorities: customer first, simplified core, selective expansion, and competitive cost base.

  • Focus on deepening customer relationships, expanding in the Nordics and selected European markets, and building distinctive capabilities in AI and software.

  • Selective international expansion targets over €500 million in total contract value from Europe by 2028.

  • Investment focus on strengthening the product portfolio, AI technologies, and aiming for shorter payback times and higher returns.

  • Leverage target (net debt/EBITDA) to be reached by 2026, with excess capital distributed to shareholders.

Business segment highlights

  • Tech Consulting targets >3% CAGR and >12% EBITA margin, focusing on AI, cloud, and data-driven growth.

  • Banktech leverages Nordic leadership to expand in Europe, transitioning to a scalable SaaS portfolio and targeting >6% CAGR and >18% EBITA margin.

  • Caretech leads with its Lifecare software, aiming for >7% CAGR and >28% EBITA margin, expanding through partner-led go-to-market strategies in Europe.

  • Indtech focuses on scalable software for selected European markets, with >6% CAGR and >17% EBITA margin targets, and a strong position in the Nordics.

What drives the expected growth post-2026 transition?
Caretech's European expansion strategy
Tech Consulting's SG&A reduction plan details
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Q4 202512 Feb, 2026
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Frequently asked questions

Founded in 1968, TietoEVRY Oyj works with customers to create digital services and operate IT infrastructures. It offers software solutions, including product development and delivery, as well as related services across industry sectors. The company operates through five business streams: Business Development, Application Services, Systems and Infrastructure Services, Telecom Services, and Data Management Services. Headquartered in Helsinki, Finland, TietoEVRY Oyj operates in countries globally.

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