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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Toivo Group
Toivo Group (TOIVO) investor relations material
Toivo Group Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary28 Oct, 2026
Executive summary
9M 2026 revenue rose 45% YoY to €53.562M; operating profit declined 9% to €4.574M, while profit for the period increased 15% to €2.170M.
Q3 revenue grew 22% to €16.859M and operating profit rose 20% to €1.899M; non-subsidized apartment-start market share reached 9.8% in 1–9/2026.
Financial highlights
9M revenue was €53.562M vs. €37.019M; operating profit was €4.574M vs. €5.039M, with operating margin of 8.5% vs. 13.6%.
Q3 revenue was €16.859M vs. €13.837M; operating profit was €1.899M vs. €1.581M, and net profit was €1.165M vs. €0.267M.
9M revenue mix: project management contracting €33.559M, property sales €15.060M and rental income €4.429M.
9M EPS was €0.03, unchanged at reported precision; Q3 EPS was €0.02 vs. €0.005.
Outlook and guidance
FY 2026 guidance: revenue of €65–85M and operating profit of €6–11M.
Medium-term targets: average annual revenue and operating profit growth of 20% and equity ratio above 40%.
Dividend ambition is 30–50% of financial-year profit, subject to investment needs and financial position, with a target of growing dividends.
RT forecasts non-subsidized apartment starts rising to 5,500 in 2027 from an estimated 3,000 in 2026; overall housing starts are forecast at 16,000 in 2027.
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Latest events from Toivo Group
- Revenue up 58% year-over-year, but operating profit down 23% amid strong project activity.TOIVO
Q2 2026 - Revenue up 6% but profits down; growth expected to pick up in H2 2026.TOIVOQ1 2026
- Revenue up 55% and profit up 484% in 2025; dividend and buyback program launched.TOIVOQ4 2025
- Revenue and profit surged, with high occupancy and a positive outlook despite market risks.TOIVOQ3 2025
- Operating profit up 47% and net profit up 272% despite an 18% revenue drop.TOIVOQ2 2025
- Poised for growth with rising new apartment prices, strong profitability, and main list transfer.TOIVOStatus Update
- Revenue and profit fell, but the company is preparing for Helsinki's housing shortage and market recovery.TOIVOQ3 2024
- Revenue up 44%, net profit down 87%; EUR 100m in new Q2 contracts and stronger equity ratio.TOIVOQ2 2024
- Revenue and profit surged in Q1 2025, with Main Market transfer and M&A in focus.TOIVOQ1 2025
Next Toivo Group earnings date
Q4 202625 Feb, 2027
Toivo Group
Next Toivo Group earnings date
Q4 202625 Feb, 2027
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Frequently asked questions
Toivo Group Oyj is a Finnish real estate company specializing in the development, ownership, and management of residential and commercial properties. The company focuses on creating sustainable and energy-efficient buildings, with projects that include both housing and business premises. Toivo Group handles various aspects of the real estate process, from land acquisition to property management, aiming to provide long-term value through eco-friendly construction and operations. The company serves tenants, property investors, and communities with its real estate offerings. The company is headquartered in Helsinki, Finland, and its shares are listed on the OMX Helsinki Stock Exchange.