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Tower
Tower (TWR) investor relations material
Tower AGM 2026 summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.AGM 2026 summary17 Feb, 2026
Opening remarks and agenda
The chair welcomed attendees, introduced the board, management, and auditors, and outlined procedures for the meeting.
Chairman and CEO addressed record FY25 performance and future growth positioning.
The agenda included a review of the previous year's performance, strategy updates, and formal resolutions, with a quorum confirmed.
Financial performance review
FY25 gross written premium reached NZD 600 million, with 318,000 customers and underlying profit after tax of NZD 107.2 million.
Reported profit for FY25 was NZD 83.7 million, with large event claims at NZD 7.2 million, and total declared dividends of NZD 0.245 per share.
Management expense ratio held at 31.4%, and BAU claims ratio improved to 41%.
The first four months of FY26 saw GWP up 2% to NZD 204 million, policy numbers up 5%, and a solvency ratio of 160%.
Dividend announcements
Total FY25 dividends were NZD 0.245 per share, with NZD 45 million of capital returned to shareholders.
Final FY25 dividend of 16.5 cents per share paid in January 2026.
The dividend policy is to pay 60%-80% of adjusted earnings, subject to prudent capital management.
Any unused portion of the large events allowance may be distributed as dividends.
Future of Trade Me partnership
Quantify Agentic AI's efficiency gains
Capital allocation for unused large event allowance
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Next Tower earnings date
H1 202618 May, 2026
Tower
Next Tower earnings date
H1 202618 May, 2026
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Frequently asked questions
Tower Limited is a New Zealand-based insurance company specializing in general insurance products, including home, car, contents, and business insurance. The company provides coverage options tailored to individual and business clients, with a strong focus on the New Zealand and Pacific Island markets. Tower leverages digital platforms to streamline its insurance services, making it easier for customers to purchase policies, manage claims, and access customer support online. The company is headquartered in Auckland, New Zealand, and its shares are listed on the NZX and ASX.
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