)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Trøndelag Sparebank (TRSB) investor relations material
Trøndelag Sparebank Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2025 earnings summary15 Aug, 2025
Executive summary
Result after tax for Q2 2025 was NOK 49.2 million, up from NOK 48.8 million year-over-year, with total comprehensive income of NOK 32.3 million.
Achieved strong growth in lending, deposits, and insurance portfolios, with total assets expected to surpass NOK 10 billion in 2025.
Listed on Euronext Oslo Børs main list as of December 2024, following a successful 2023 merger.
Official credit rating of BBB+ with negative outlook as of May 2025.
The bank is a key sponsor in its local communities, supporting cultural and sports activities.
Financial highlights
Net interest income for Q2 2025 was NOK 103.3 million, up from NOK 101.6 million, with a net interest margin of 2.16% (2.33%).
Cost/income ratio at quarter-end was 60.2%, up from 57.7% year-over-year.
Return on equity (ROE) after hybrid capital interest was 8.8%, down from 10.1% year-over-year.
Customer deposits rose to NOK 6,427 million, a 9.8% year-over-year increase.
Total assets reached NOK 9,885 million, and total lending including Eika Boligkreditt was NOK 9,436 million.
Outlook and guidance
Management expects continued strong growth in 2025, supported by high activity in diversified local industries.
Norges Bank reduced policy rate to 4.25% in June; lending rates to be lowered from August and deposit rates from September.
Anticipated interest rate reductions in 2025 may lower bank income but ease conditions for customers, especially in commercial real estate.
Underlying market area continues to show solid growth potential.
Acquisition of 50.3% of Eie Eiendomsmegling Trondheim in July 2025 is expected to strengthen the bank's position in real estate services.
How does CRR3 impact capital adequacy?
What's the strategy behind Eie acquisition?
What is driving increased mislighold?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Trøndelag Sparebank earnings date
Q3 202514 Nov, 2025
Next Trøndelag Sparebank earnings date
Q3 202514 Nov, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Edge3 Oct 2025
Epiroc: A Culture of Moving Mountains
From automation to electrification, Swedish industrial giant Epiroc is leading a transformation in how the world mines.
)
Company Research22 Sep 2025
Moody's: Shaping Global Credit
Explore Moody's evolution from publishing manuals to becoming a giant in credit ratings, guiding issuers, investors, and regulators worldwide.
Frequently asked questions
Trøndelag Sparebank is a regional savings bank providing financial services to individuals, businesses, and organizations. The bank offers a range of banking products, including personal and corporate loans, mortgages, savings accounts, insurance, and investment solutions. Trøndelag Sparebank serves communities primarily in central Norway. The company is headquartered in Trondheim, Norway, and its shares are listed on the Euronext Oslo.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage