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TriCo Bancshares operates as the bank holding company for Tri Counties Bank, providing a wide range of commercial banking services. The company caters primarily to retail customers and small to medium-sized businesses across Northern and Central California. Its offerings include demand, savings, and money market deposit accounts, alongside time deposits. TriCo also extends various loan products, such as residential and commercial real estate mortgages, consumer and commercial loans, agricultural loans, and real estate construction loans. Additional services include treasury management, credit and debit card services, safe deposit boxes, and financial advisory services through independent brokers. The company is headquartered in Chico, California, and its shares are listed on the NASDAQ.