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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Union Bankshares
Union Bankshares (UNB) investor relations material
Union Bankshares Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary21 Oct, 2026
Executive summary
Q3 2026 net income was $3.8 million, or $0.77 per share, versus $3.4 million, or $0.75 per share, in Q3 2025; 9M net income was $9.7 million versus $8.3 million.
Management cited customer relationships, service, and sound financial management as drivers of resilient earnings and expressed confidence in continued success.
Financial highlights
Q3 net interest income rose 10.0% YoY to $12.1 million; interest income increased 6.6% to $20.4 million as earning assets and rates increased.
9M net interest income was $35.1 million versus $31.9 million; net income was $9.7 million versus $8.3 million.
Q3 credit loss expense fell to $34 thousand from $313 thousand; 9M recorded a $116 thousand credit loss benefit versus $769 thousand expense in 9M 2025.
Q3 noninterest expenses rose 2.6% to $10.6 million; income tax expense increased to $573 thousand from $414 thousand.
Outlook and guidance
Management considers current credit loss expense appropriate for loan portfolio composition and performance, and continues monitoring macroeconomic indicators affecting borrower behavior and repayment capacity.
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Latest events from Union Bankshares
- Q2 2026 net income up 22.1%, with strong asset and book value growth.UNB
Q2 2026 - Q1 2026 net income rose 20.1% to $3.0M, with strong asset growth and a $0.36 dividend declared.UNBQ1 2026
- Vote on director elections and auditor ratification at the May 2026 annual meeting.UNBProxy filing
- Annual meeting to elect ten directors, ratify auditor, and address executive transitions.UNBProxy filing
- 2025 net income up 26.5% to $11.1M, with strong asset growth and higher book value per share.UNBQ4 2025
- Registering up to $50M in NASDAQ-listed common stock to fund growth, lending, and acquisitions.UNBRegistration Filing
- Annual meeting to vote on directors, executive pay, auditor, and ESG-focused governance.UNBProxy Filing
- Annual meeting to vote on directors, executive pay, Say-on-Pay frequency, and auditor ratification.UNBProxy Filing
- Net income and EPS rose sharply, supported by strong loan growth and asset quality.UNBQ3 2025
Next Union Bankshares earnings date
Q4 20265 Feb, 2027
Union Bankshares
Next Union Bankshares earnings date
Q4 20265 Feb, 2027
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