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University Bancorp Inc. is a bank holding company operating through its subsidiary, University Bank, to provide specialized banking and financial services. The company offers personal and business banking products, including checking and savings accounts, loans, and treasury management. University Bancorp is particularly known for its niche services in Islamic banking and residential mortgage lending. In addition to traditional banking, the company also provides investment and trust services. The company is headquartered in Ann Arbor, Michigan, and its shares are listed on the OTCQX.