)
)
Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Vienna Insurance Group
Vienna Insurance Group (VIG) investor relations material
Vienna Insurance Group Investor presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Investor presentation summary29 Sep, 2026
Market position and business overview
Leading insurance group in Central and Eastern Europe, active in 30 markets with over 50 local companies and pension funds, serving around 36 million customers and employing approximately 34,000 people.
Maintains an A+ S&P rating with a positive outlook, supported by strong diversification and exclusive bancassurance agreements.
Completed the largest acquisition in its history with Nürnberger, enhancing diversification and biometric expertise.
Implements a decentralised business model, leveraging local expertise and multi-brand strategies.
Focuses on sustainability, aiming for net zero emissions by 2050 and integrating ESG criteria into investment and insurance decisions.
Financial performance and targets
Achieved gross written premiums of €16.3bn (+7.1%) and profit before taxes of €1.16bn (+31.7%) in 2025; half-year 2026 figures show €9.0bn premiums (+5.4%) and €641.5mn profit before taxes (+20.7%).
Solvency II ratio reached 296% at end-2025 and 272% at mid-2026, reflecting robust capital strength.
Operating ROE improved to 18.7% in 2025 and remained strong at 17.8% annualised for H1 2026.
Targets for 2028 include gross written premiums above €20bn, profit before taxes of at least €1.5bn, combined ratio ≤91%, and solvency ratio in the 150–200% range.
Maintains a prudent leverage profile, with strong fixed charge coverage and additional debt capacity.
Segment and regional performance
Premium and revenue growth driven by strong performances in Poland (+8.3%), Czechia (+8.1%), and Extended CEE (+6.4%) in H1 2026.
Insurance service revenue up 7.1% to €6.85bn in H1 2026, with all segments and lines of business contributing.
Result before taxes increased across most regions, with notable growth in Extended CEE (+98%) and Special Markets (+35.4%).
P&C net combined ratio improved to 91.4% in H1 2026, supported by lower claims burden.
Life/Health new business margin remained strong at 9.0% in H1 2026.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from Vienna Insurance Group
- Pre-tax profit surged 20.7% and revenue rose 7.1%, with robust solvency and strong CEE growth.VIG
Q2 2026 - Strong revenue and profit growth, major acquisitions, and robust capitalisation.VIGQ1 2026
- Premiums and profits surged in 2025, with further growth expected from strategic expansion.VIGInvestor presentation
- Profit before taxes rose 31.7% to €1.16bn, with strong growth and improved efficiency.VIGQ4 2025
- Profit before taxes up 31%, 2025 outlook raised, and 98.38% of Nürnberger acquired.VIGQ3 2025
- Premiums and profit rose strongly, with guidance confirmed at the upper end and solvency at 259%.VIGQ3 2024
- Strong H1 growth in revenue and profit, improved combined ratio, and guidance raised for 2024.VIGH1 2024
- Q1 2025 delivered 8.1% revenue and 7.5% profit growth, with robust capital and M&A activity.VIGQ1 2025
- Double-digit premium and profit growth, strong CEE performance, and positive 2025 outlook.VIGQ4 2024
Next Vienna Insurance Group earnings date
Q3 202626 Nov, 2026
Vienna Insurance Group
Next Vienna Insurance Group earnings date
Q3 202626 Nov, 2026
AI chat
Ask anything. Verify everything.
Ask across every event and document from public companies. Each answer links back to the exact line in the transcript, slide or filing it came from.Learn moreFind what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.)
Trust every finding
50m+ first-party documents. Every output traceable to its source.Find what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.Trust every finding
50m+ first-party documents. Every output traceable to its source.Automations
Zero in on what matters
Define the prompt once. It runs the moment a company publishes or on a schedule you set. Outputs map to the exact signals you choose.Learn more)
Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.)
Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Live audio & transcripts
Be first
Join any earnings call live in one click, with no manual registration. Follow the transcript as it happens and jump straight to the moments that matter.Learn more)
Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.)
Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Quartr MCP connects your AI environment to 17K+ public companies
Pull live transcripts, filings, and slides into Claude or Codex via MCP. Combine Quartr's global IR data with any other dataset. Run agentic research and monitoring.
Included with Quartr Pro at no extra cost.Learn more
Quartr's AI stands out because it only pulls clean, first-party data from public companies. In investing, that's everything.
Jamie Ross
Investment Manager, GAM Investments
GAM
GAM
Research that used to take hours now takes seconds with Quartr Pro. Tracking shifts in tone or extracting tables, it's as simple as typing a query.
Tom O'Hara
Investment Director
Ciena
Ciena
Before Quartr we spent hours manually compiling insights through the peer earnings cycle. Now, these tasks are done faster, with greater precision.
Gregg Lampf
VP of Investor Relations
Protean
Protean
Being able to ask specific questions across years of transcripts and reports and instantly get verified answers is a game-changer.
Pontus Dackmo
CEO & Investment Manager
)
)
Frequently asked questions
Vienna Insurance Group AG (VIG) is a prominent insurance provider based in Austria. The company specializes in a wide range of insurance products, including life, health, and property & casualty insurance. VIG operates through numerous subsidiaries across Central and Eastern Europe, providing a comprehensive suite of insurance solutions to individuals and corporate clients. The company's business strategy focuses on regional diversification and tailored insurance services that meet the specific needs of various markets within its operational footprint. The company is headquartered in Vienna, Austria, and its shares are listed on the Vienna Stock Exchange.