)
Visual21 Oct 2025
Hermès' growth by geographical region visualized
VP Bank (VPBN) investor relations material
VP Bank H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2025 earnings summary26 Aug, 2025
Executive summary
Net income rose 150.2% year-over-year to CHF 28.8 million, with adjusted growth of 115.1%, despite falling interest rates, adverse currency effects, and geopolitical uncertainties.
Net new money inflow reached CHF 2.1 billion, annualized growth of 8.3%, with all regions contributing.
Client assets under management increased 2.2% to CHF 51.9 billion, despite negative currency impacts.
Operating income grew 7.8% to CHF 175.4 million, driven by strong trading and commission business.
Cost discipline led to a 4% reduction in operating expenses and a cost/income ratio improvement to 81.5%.
Financial highlights
Net interest income declined 3.6% year-over-year to CHF 73.2 million due to lower CHF and EUR rates.
Commission and services income rose 1.1% to CHF 69.0 million, supported by new product mandates and asset growth.
Trading income surged 29.5% to CHF 18.9 million on active FX business.
Income from financial instruments increased 150% to CHF 8.8 million, mainly from dividends and revaluations.
One-off insurance benefits of CHF 4.6 million recognized in other income.
Outlook and guidance
Targets net new money growth above 4% per annum and revenue growth of 4–6% per annum.
Aims to maintain Tier 1 ratio above 20% and keep cost/income ratio at a sustainably competitive level.
Second half expected to be less strong due to seasonal and one-off effects fading, but still stronger than H2 2024.
Ongoing geopolitical and currency risks anticipated; focus remains on disciplined execution and client orientation.
Strategic focus on core strengths, market presence, and efficiency initiatives.
H1 2025 profit excluding one-off benefits?
Growth in focused EAM/private client markets?
Net interest income trend post-reclassification?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next VP Bank earnings date
H2 202512 Mar, 2026
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
VP Bank AG, established in 1956, is a Liechtenstein-based banking institution that has grown into a prominent financial services provider. Specializing in asset management and investment consulting, VP Bank AG offers a range of services tailored to both private and institutional investors. These services include wealth planning, independent investment consulting, and a wide selection of investment products through an open architecture platform. The company is headquartered in Vaduz, Liechtenstein, and its shares are listed on the SIX.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage