)

Vroom (VRM) investor relations material
Vroom Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Executive summary
Emerged from Chapter 11 bankruptcy on January 14, 2025, eliminating all parent-level long-term debt and recapitalizing the balance sheet; fresh start accounting applied, making post-emergence results not directly comparable to prior periods.
Operations now focus on UACC (auto finance) and CarStory (AI analytics), following the wind-down of ecommerce and used vehicle dealership business in Q1 2024.
Common stock underwent a 1-for-5 conversion, with 5,163,109 new shares and 364,516 warrants issued as part of the restructuring.
Net loss and adjusted net loss decreased year-over-year, reflecting operational improvements and better loan portfolio performance at UACC.
Financial highlights
Net loss from continuing operations for Q2 2025 was $(8.9) million, compared to $(19.1) million in Q2 2024.
Adjusted net loss for Q2 2025 was $(6.7) million, improved from $(15.0) million in Q2 2024.
Net interest income after losses and recoveries for Q2 2025 was $13.1 million, down from $18.2 million in Q2 2024.
Consolidated total available liquidity was $55.9 million as of June 30, 2025, including $14.3 million in cash, $16.6 million in warehouse credit facility availability, and $25.0 million from a new line of credit.
Total expenses for Q2 2025 decreased 33.7% year-over-year to $30.8 million.
Outlook and guidance
Management expects existing cash, credit facilities, and a $25 million delayed draw term loan to be sufficient for at least the next twelve months.
Focus remains on improving UACC profitability, reducing credit losses, and leveraging CarStory data for underwriting and servicing.
UACC intends to moderately grow its dealer network and expand into near-prime lending.
Management expects continued benefits from operational initiatives and cost savings, with a focus on UACC's business and maintaining liquidity.
Forward-looking statements highlight risks and uncertainties related to restructuring, strategic initiatives, and future financial results.
Next Vroom earnings date

The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
)
)
)
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage