Logotype for Vroom Inc

Vroom (VRM) investor relations material

Vroom Q2 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for Vroom Inc
Q2 2025 earnings summary7 Aug, 2025

Executive summary

  • Emerged from Chapter 11 bankruptcy on January 14, 2025, eliminating all parent-level long-term debt and recapitalizing the balance sheet; fresh start accounting applied, making post-emergence results not directly comparable to prior periods.

  • Operations now focus on UACC (auto finance) and CarStory (AI analytics), following the wind-down of ecommerce and used vehicle dealership business in Q1 2024.

  • Common stock underwent a 1-for-5 conversion, with 5,163,109 new shares and 364,516 warrants issued as part of the restructuring.

  • Net loss and adjusted net loss decreased year-over-year, reflecting operational improvements and better loan portfolio performance at UACC.

Financial highlights

  • Net loss from continuing operations for Q2 2025 was $(8.9) million, compared to $(19.1) million in Q2 2024.

  • Adjusted net loss for Q2 2025 was $(6.7) million, improved from $(15.0) million in Q2 2024.

  • Net interest income after losses and recoveries for Q2 2025 was $13.1 million, down from $18.2 million in Q2 2024.

  • Consolidated total available liquidity was $55.9 million as of June 30, 2025, including $14.3 million in cash, $16.6 million in warehouse credit facility availability, and $25.0 million from a new line of credit.

  • Total expenses for Q2 2025 decreased 33.7% year-over-year to $30.8 million.

Outlook and guidance

  • Management expects existing cash, credit facilities, and a $25 million delayed draw term loan to be sufficient for at least the next twelve months.

  • Focus remains on improving UACC profitability, reducing credit losses, and leveraging CarStory data for underwriting and servicing.

  • UACC intends to moderately grow its dealer network and expand into near-prime lending.

  • Management expects continued benefits from operational initiatives and cost savings, with a focus on UACC's business and maintaining liquidity.

  • Forward-looking statements highlight risks and uncertainties related to restructuring, strategic initiatives, and future financial results.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next Vroom earnings date

Logotype for Vroom Inc
Q3 20257 Nov, 2025
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next Vroom earnings date

Logotype for Vroom Inc
Q3 20257 Nov, 2025

The essential earnings season companion

The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

Vroom, Inc. operates as an e-commerce used automotive retailer in the United States. It provides various services, such as online car buying and selling; home delivery; buyer protection products that include vehicle maintenance service plans, warranty plans, and financing plans; and vehicle servicing and protection products.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage