)
Visual21 Oct 2025
Hermès' growth by geographical region visualized
Waterdrop (WDH) investor relations material
Waterdrop Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2025 earnings summary4 Sep, 2025
Executive summary
Revenue grew 23.9% year over year in Q2, driven by AI integration in insurance and healthcare sectors, with net profit attributable to shareholders rising 58.7% to RMB140.2 million ($19.6 million).
Operating profit increased 85.9% year over year, with operating margin up 3.9 percentage points.
AI-driven operational efficiency and product innovation contributed to robust business performance, with AI-facilitated premiums up 155% sequentially.
Enhanced cash dividend of $10.9 million approved, a 50% increase over the previous dividend, and a new $50 million share repurchase program was authorized.
Completed full acquisition of Shenlanbao to accelerate synergies and growth opportunities.
Financial highlights
Total revenue up 23.9% year over year and 11.2% quarter over quarter, reaching RMB838.0 million ($117.0 million).
Insurance business revenue up 28.7% year over year; digital clinical trial solutions revenue up 34.2%.
Operating costs and expenses rose 18.7% year over year to RMB740.6 million ($103.4 million), below revenue growth rate.
Net profit attributable to shareholders reached RMB140.2 million ($19.6 million), up 58.7% year over year.
Cash reserves at June 30, 2025, were RMB3,406.7 million ($475.6 million), with positive operating cash flow.
Outlook and guidance
Management expects continued top-line and bottom-line growth in the second half of 2025, leveraging AI and technology to expand the user base and optimize operations.
Focus on long-term value creation for shareholders and society.
KEYI.AI's industry adoption strategy
Which AI tools most boosted Q2 operating profit?
How will AI investment impact future dividends?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Waterdrop earnings date
Q3 202510 Dec, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Waterdrop Inc. is a technology platform dedicated to providing insurance and healthcare services. The company's primary business involves offering a wide range of insurance products, including life, health, and accidental insurance. Waterdrop leverages technology to simplify the insurance purchasing process, making it more accessible and efficient for users. In addition to insurance, Waterdrop provides healthcare-related services, such as medical crowdfunding and online healthcare consultation, aiming to address the diverse needs of its customers. The company serves various sectors by integrating insurance and healthcare solutions to enhance the overall customer experience. Waterdrop Inc. is headquartered in Beijing, China, and its shares are listed on the NYSE.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage