Waterstone Financial Investor Relations Material

Waterstone Financial, Inc. is a financial services holding company primarily engaged in banking and mortgage banking operations. Through its subsidiary, WaterStone Bank SSB, the company provides a range of banking services, including personal and business banking, loans, and deposit products. WaterStone Bank serves individual customers, small and medium-sized businesses, and commercial clients. In addition to traditional banking services, Waterstone Financial is involved in mortgage banking through its subsidiary, Waterstone Mortgage Corporation, which offers residential mortgage loan origination and related services across various states. The company is headquartered in Wauwatosa, Wisconsin, and its shares are listed on the NASDAQ.