)
Edge20 Feb 2026
Dollar General: The Rural Retailer Playbook
How Dollar General built a small-box empire across rural America, scaling value and convenience into one of retail's most durable business models.
Westpay
Westpay (WPAY) investor relations material
Westpay Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary20 Feb, 2026
Executive summary
Achieved profitable growth in 2025, shifting from building to proving the SaaS-driven business model.
Recurring revenues increased, now representing 67% of total sales for the year and 61% in Q4.
Commercial momentum continued with expansion of the POS Partner network and launch of the Phoenix platform.
Strengthened financial flexibility through a new SEK 12 million loan facility.
Financial highlights
Q4 2025 net sales: MSEK 20.8 (+4% YoY); full year: MSEK 74.0 (+9% YoY).
Q4 EBITDA: MSEK 4.9 (+53% YoY); full year EBITDA: MSEK 14.4 (+145% YoY).
Q4 EBIT: MSEK 2.5 (+270% YoY); full year EBIT: MSEK 4.8 (from -3.6 prior year).
Q4 net earnings: MSEK 1.8 (+635% YoY); full year net earnings: MSEK 4.2 (from -6.2 prior year).
Gross margin improved to 88% for the year (from 85%).
Operating cash flow for the year: MSEK 10.1 (+17% YoY).
Outlook and guidance
Updated long-term targets: average annual ARR growth of 15% and EBIT margin of at least 10% over 3-5 years.
Focus remains on scalable SaaS-driven growth, resilience, and long-term shareholder value.
How does Phoenix contribute to ARR growth?
Strategy to achieve 10% EBIT margin?
How does Westpay's resilience strategy differentiate it?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Westpay earnings date
Q1 202629 Apr, 2026
Westpay
Next Westpay earnings date
Q1 202629 Apr, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Westpay develops and supplies payment solutions including payment terminals, software, and integration services. The company serves merchants in sectors such as retail, hospitality, and service industries, providing secure electronic payment systems compatible with multiple payment methods. The company is headquartered in Upplands Väsby, Sweden, and its shares are listed on the STO.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage