)
Edge17 Oct 2025
A Castle in the Sky: The Story of Oracle
Oracle's journey from database innovator to disciplined enterprise backbone, now shaping the AI buildout with a standardized cloud infrastructure.
White Mountains Insurance Group (WTM) investor relations material
White Mountains Insurance Group Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2025 earnings summary7 Aug, 2025
Executive summary
Book value per share rose 3% in Q2 and H1 2025, reaching $1,804, driven by strong operating results and investment returns, including MediaAlpha gains.
Net income attributable to common shareholders was $123 million in Q2 and $157 million in H1 2025, up from a loss of $55 million and income of $182 million in the prior year periods.
Major transactions included the acquisition of Enterprise Solutions, agreement to acquire a majority interest in Distinguished Programs, and closing of BroadStreet Partners.
Undeployed capital stands at approximately $300 million after recent investments and acquisitions.
Segment highlights: Ark achieved an 85% combined ratio and 17% premium growth; HG Global set a record for Q2 gross written premiums; Bamboo posted record managed premiums and adjusted EBITDA.
Financial highlights
Total revenues were $689 million in Q2 2025 (up from $395 million) and $1,267 million in H1 2025 (up from $1,043 million year-over-year).
Pre-tax income was $177 million in Q2 2025 (vs. a loss of $35 million) and $249 million in H1 2025 (up from $198 million).
EPS was $47.75 in Q2 2025 (vs. -$21.24) and $60.99 in H1 2025 (vs. $70.93).
Book value per share increased to $1,804 at June 30, 2025, up from $1,722 a year earlier.
Total consolidated portfolio return on invested assets was 2.7% in Q2 2025 and 4.5% in H1 2025; excluding MediaAlpha, returns were 2.3% in Q2 and 4.7% in H1.
Outlook and guidance
Management expects continued strong performance from operating businesses and investment portfolios, with robust growth anticipated in Bamboo and ongoing capital deployment at Kudu.
The acquisition of Distinguished Programs is expected to close in Q3 2025, further expanding the specialty insurance platform.
The pipeline for Kudu remains active, and Bamboo expects further expansion in managed premiums and EBITDA.
No material changes to risk factors or forward-looking statements since the last annual report.
Explain drivers behind HG Global's premium increase.
What drove equity portfolio's underperformance?
How did Ukraine conflict impact Ark's combined ratio?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next White Mountains Insurance Group earnings date
Q3 20255 Nov, 2025
Next White Mountains Insurance Group earnings date
Q3 20255 Nov, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Company Research17 Oct 2025
Beneath the Surface: A Conversation with Epiroc CEO Helena Hedblom
Legacy, innovation, and leading one of Sweden's most influential industrial companies into a new era.
)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Frequently asked questions
White Mountains Insurance Group Ltd. is a holding company primarily engaged in the business of insurance and financial services. The company's operations encompass a range of insurance and reinsurance businesses, providing property and casualty insurance solutions. It serves a variety of sectors, including personal and commercial lines, accident and health, and specialty insurance. Additionally, White Mountains Insurance Group invests in and manages other financial services companies, contributing to its diversified portfolio. The company focuses on offering comprehensive risk management solutions and financial stability to its clients. The company is headquartered in Hamilton, Bermuda, and its shares are listed on the NYSE.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage