Yiren Digital Investor Relations Material

Yiren Digital Ltd. is an AI-powered platform that provides a diverse array of financial and lifestyle services in China. The company offers personalized financial services, including credit facilitation and wealth management, leveraging advanced data analytics and artificial intelligence. Additionally, Yiren Digital operates in the insurance sector, offering a range of life and property insurance products tailored to individual and business needs. The platform also addresses various lifestyle needs, such as travel and wellness services, through a membership-based model. The company integrates intelligent customer service, marketing, and risk management to enhance user experience and operational efficiency. Yiren Digital is headquartered in Beijing, China, and its shares are listed on the NYSE.