Ameriprise Financial (AMP) Investor presentation summary

Strategic positioning and market opportunity

• Over 130 years of client-focused operations with a differentiated value proposition and significant market opportunity in wealth management, targeting households with $500K–$5M in investable assets, representing $23T in total assets and 16M households.

• Complementary business mix across wealth management, asset management, and retirement & protection solutions delivers strong financials and resilience across market cycles.

• Balance sheet strength with $2.3B excess capital, AA-rated investment portfolio, and conservative debt levels support sustainable free cash flow and capital return.

Financial performance and shareholder value

• Achieved 8% revenue growth and 12% EPS growth year-over-year (TTM Q1 2026 vs. TTM Q1 2025); five-year revenue CAGR of 9% and EPS CAGR of 20%.

• Returned $24B to shareholders over the past 10 years (~90% of operating earnings), with a 46% reduction in share count and best-in-class ROE of 54.4%.

• #1 in total shareholder return within the S&P 500 Financials Index since 2005 spin-off (+1,756% total return).

Business segment highlights

• Wealth management assets grew from $479B in 2016 to $1,149B in 2026, with operating margin rising from 17.7% to 29.4%.

• Retirement & protection solutions generated $7.8B pretax operating earnings since 2016 and paid $9.1B in dividends to the parent; recognized as a top provider in VUL, VA, and DI.

• Columbia Threadneedle manages $706B in assets, maintains top rankings in mutual funds, and delivers competitive margins (41.3% in 2026).