Atlanticus (ATLC) Proxy Filing summary

Executive summary

• The annual meeting is scheduled for May 8, 2025, to elect seven directors, hold advisory votes on executive compensation and its frequency, and address other business.

• Shareholders of record as of March 14, 2025, are entitled to vote; 15,113,071 shares of common stock are outstanding.

• Proxy materials, including the 2024 Annual Report, are available online and by mail.

Voting matters and shareholder proposals

• Proposals include electing seven directors, an advisory say-on-pay vote, and an advisory vote on the frequency of future say-on-pay votes.

• The board recommends voting for all director nominees, for the say-on-pay resolution, and for holding say-on-pay votes every three years.

• Shareholder proposals for the 2026 meeting must be received by December 16, 2025, for inclusion in proxy materials.

Board of directors and corporate governance

• The board consists of seven members, with five deemed independent under Nasdaq and SEC rules.

• Four standing committees: Audit, Nominating and Corporate Governance, Compensation, and Social Impact.

• All directors attended at least 75% of board and committee meetings in 2024.

• The board values diversity in experience, background, and skills, though no formal diversity policy is in place.

• Regular executive sessions are held for independent directors.