Atlanticus (ATLC) investor relations material

Executive summary

• The annual meeting is scheduled for May 7, 2026, to elect seven directors and address other business.

• Shareholders of record as of March 13, 2026, are entitled to vote; 14,911,958 shares of common stock are outstanding.

• Proxy materials, including the 2025 Annual Report, are available online and by mail.

Voting matters and shareholder proposals

• The main proposal is the election of seven directors for terms expiring at the 2027 annual meeting.

• Shareholders may submit proposals for the 2027 meeting by December 16, 2026, or follow bylaw procedures for other business.

• Universal proxy rules require notice by March 8, 2027, for alternative director nominees.

Board of directors and corporate governance

• Two directors are retiring; five incumbents and two new nominees are up for election.

• The board has four standing committees: Audit, Nominating and Corporate Governance, Compensation, and Social Impact.

• Six board meetings were held in 2025, with all directors attending at least 75% of meetings.

• Independent directors regularly meet in executive session.

• Policies allow shareholders to recommend director candidates and communicate with the board.