Banco de Crédito del Perú (CREDITC1) Q2 2026 earnings summary

Executive summary

• Reported total assets of S/231,923,167 and total liabilities of S/206,216,678 as of June 30, 2026.

• Net income for the period ended June 30, 2026, was S/3,818,528.

Financial highlights

• Interest income reached S/9,228,627, with S/7,765,619 from direct credit portfolio, for the first half of 2026.

• Net interest margin after provisions was S/6,452,267.

• Operating margin stood at S/5,269,182 after administrative and depreciation expenses.

• Total equity amounted to S/25,706,489.

Outlook and guidance

• Significant portion of financing backed by credit portfolio guarantees, including S/4,426,565 under the MiVivienda program.