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Winner, Winner: The Chicken McNugget Story
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Banco de Crédito del Perú
Banco de Crédito del Perú (CREDITC1) investor relations material
Banco de Crédito del Perú Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary28 Jul, 2026
Executive summary
Reported total assets of S/231,923,167 and total liabilities of S/206,216,678 as of June 30, 2026.
Net income for the period ended June 30, 2026, was S/3,818,528.
Financial highlights
Interest income reached S/9,228,627, with S/7,765,619 from direct credit portfolio, for the first half of 2026.
Net interest margin after provisions was S/6,452,267.
Operating margin stood at S/5,269,182 after administrative and depreciation expenses.
Total equity amounted to S/25,706,489.
Outlook and guidance
Significant portion of financing backed by credit portfolio guarantees, including S/4,426,565 under the MiVivienda program.
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Latest events from Banco de Crédito del Perú
- Q1 2026 net income was S/1.95 billion on S/227.2 billion in assets, with strong secured lending.CREDITC1
Q1 2026 - Net income doubled in a decade, with 26.2% ROE and 80% digital client penetration in 2025.CREDITC1Q4 2025
- Strong 3Q25 results with net profit up to S/ 4,904.2 million and robust asset quality.CREDITC1Q3 2025
- Net profit rose to S/ 3,296.6 million in H1 2025, with strong capital, digital growth, and asset quality.CREDITC1Q2 2025
- Q1 2025 net profit rose 24% YoY, with strong capital, liquidity, and digital transformation.CREDITC1Q1 2025
- Net profit surged to S/ 4,058.8 million, supported by strong capital and asset growth.CREDITC1Q3 2024
- Net profit reached S/2,551.6 million in H1 2024, with assets up and capital ratios strong.CREDITC1Q2 2024
- Record profitability, digital expansion, and strong capital position drive 2024 outperformance.CREDITC1Q4 2024
Next Banco de Crédito del Perú earnings date
Q3 202620 Nov, 2026
Banco de Crédito del Perú
Next Banco de Crédito del Perú earnings date
Q3 202620 Nov, 2026
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Frequently asked questions
Banco de Crédito del Perú S.A. (BCP) is a financial institution in Peru, offering a broad range of banking products and services. Founded in 1889, originally as Banco Italiano, the company became Banco de Crédito del Perú in 1942. BCP provides commercial and retail banking services, including loans, deposits, and insurance. It caters to individuals, small and medium-sized enterprises, and large corporations. The company is headquartered in La Molina, Lima, Peru, and its shares are listed on the Lima Stock Exchange.