Banco do Estado do Rio Grande do Sul (BRSR6) Corporate presentation summary

Market position and scale

• Holds R$64.4 billion in loans and R$172.3 billion in total assets, with a market value of R$5.6 billion as of June 2026.

• Ranks among the 100 largest companies in Brazil and is the 13th largest bank by assets.

• Commands significant market share in Rio Grande do Sul: 31.6% in demand deposits, 44.8% in time deposits, and 18.1% in loans.

Business model and digital transformation

• Offers a broad portfolio including personal, payroll, working capital, real estate, rural loans, and digital banking services.

• Digital users reached 1.6 million, with over 90% of transactions conducted digitally by June 2026.

• Invested R$209.3 million in digital transformation and IT infrastructure in 1H26.

• Launched innovative digital products like BanriWay for youth and expanded digital accounts nationwide.

Regional presence and subsidiaries

• Operates 592 service points, with 92.4% coverage in Rio Grande do Sul and presence in 19 other states.

• Subsidiaries include Vero (acquiring network), Banrisul Seguridade (insurance), and Banrisul Consórcio (asset acquisition groups), all profitable in 1H26.