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Banco do Estado do Rio Grande do Sul
Banco do Estado do Rio Grande do Sul (BRSR6) investor relations material
Banco do Estado do Rio Grande do Sul Investor presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Investor presentation summary9 Jun, 2026
Market position and scale
Holds a 31.6% market share in demand deposits and 44.8% in time deposits in Rio Grande do Sul, with total assets of R$163.5 billion as of March 2026.
Ranks among the 100 largest companies in Brazil and is the 13th largest bank by assets in the country.
Operates 592 service points, with 92.7% coverage in Rio Grande do Sul, serving 4.8 million clients.
Product and service portfolio
Offers a broad range of products including personal, payroll, rural, and real estate loans, credit cards, insurance, and investment services.
Digital platform adoption is high, with 1.6 million digital users and over 90% of transactions conducted digitally by March 2026.
Subsidiaries manage acquiring, insurance, pension, consortium, and brokerage services, contributing significant net income.
Financial performance and growth
Loan portfolio reached R$64.3 billion, with a CAGR of 11.6% since 2020 and a focus on higher spread lines.
Net income for 1Q26 was R$221.6 million, with a ROAE of 14.9% and a payout ratio of 40% for 2026.
Basel ratio remains strong at 17.5%, supporting strategic growth and capital adequacy.
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Latest events from Banco do Estado do Rio Grande do Sul
- Net income dropped 8.2% year-over-year as credit risk losses surged, but capital ratios stayed strong.BRSR6
Q1 202620 May 2026 - Net income jumped 75.2% to R$1.6B, ROE 14.9%, with strong loan growth and robust capital.BRSR6Q4 202513 Apr 2026
- Record net income, robust capital, and digital acceleration defined 2025 performance.BRSR6Investor presentation16 Mar 2026
- Net income up 9.2% in Q2, but 1H2024 dipped 1.1% as floods drove higher provisions.BRSR6Q2 20242 Feb 2026
- Q3 2024 net income rose 54.8% to R$197.3M, with robust loan growth and digital advances.BRSR6Q3 202414 Jan 2026
- Net income up 5.2% to R$916.1M, with strong loan growth and resilient credit quality.BRSR6Q4 202416 Dec 2025
- Net income up 42.4% YoY to R$619.2m, ROAE at 14.3%, and loan portfolio grew 17% to R$64b.BRSR6Q2 202523 Nov 2025
- Net income up 28.8% YoY, with strong loan growth and robust capital ratios in 1Q2025.BRSR6Q1 202518 Nov 2025
- Net income up 50% to BRL 948M, with strong loan growth and robust capital ratios.BRSR6Q3 202517 Nov 2025
Next Banco do Estado do Rio Grande do Sul earnings date
Q2 202613 Aug, 2026
Banco do Estado do Rio Grande do Sul
Next Banco do Estado do Rio Grande do Sul earnings date
Q2 202613 Aug, 2026
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