Banco Itaú (ITAUCL) Q2 2026 earnings summary

Executive summary

• Interim consolidated financial statements reviewed as of June 30, 2026, with no material misstatements identified by independent auditors.

• The bank operates in Chile, Colombia, and Panama, with a branch in New York and a representative office in Lima.

• Total consolidated assets reached MCh$48,684,304 and consolidated equity MCh$4,392,571 as of June 30, 2026.

Financial highlights

• Net income for the six months ended June 30, 2026, was MCh$179,724, down from MCh$206,252 for the same period in 2025.

• Total operating income for the six months was MCh$808,903, up from MCh$713,268 year-over-year.

• Net interest income for the six months was MCh$532,559, compared to MCh$575,228 in the prior year.

• Total assets increased to MCh$48,684,304 from MCh$43,916,278 as of December 31, 2025.

• Loans and accounts receivable from customers rose to MCh$30,811,607 from MCh$28,906,960 at year-end 2025.

Outlook and guidance

• The bank continues to focus on large and medium-sized companies and individuals, with a universal banking model.

• Colombia remains a strategic market, with a focus on Corporate Banking and Treasury after the sale of retail assets.

• S&P Global Ratings upgraded the bank’s long-term credit rating to “A-” with a stable outlook, citing strong capitalization and risk management.