Bank of Shanghai (601229) Q3 2025 earnings summary

Executive summary

• Achieved steady growth in core business areas, with total assets reaching ¥3.31 trillion, up 2.52% from year-end 2024.

• Net profit attributable to shareholders for Jan–Sep 2025 was ¥18.08 billion, up 2.77% year-over-year.

• Focused on digital transformation, risk management, and supporting the real economy, especially in technology, inclusive, and green finance.

Financial highlights

• Operating income for Q3 2025 was ¥13.80 billion, up 3.78% year-over-year; Jan–Sep 2025 income was ¥41.14 billion, up 4.04%.

• Net profit for Q3 2025 was ¥4.84 billion, up 4.90% year-over-year; Jan–Sep 2025 net profit was ¥18.08 billion, up 2.77%.

• Basic EPS for Jan–Sep 2025 was ¥1.27, up 2.42% year-over-year.

• Total assets at Sep 30, 2025: ¥3.31 trillion, up 2.52% from Dec 31, 2024.

• Customer loans and advances totaled ¥1.44 trillion, up 2.55% from year-end 2024.

Outlook and guidance

• Continues to prioritize structural adjustment, digitalization, and risk management.

• Plans to further support key sectors such as technology, green, and inclusive finance.