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Bank of Shanghai (601229) investor relations material
Bank of Shanghai Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Achieved steady growth in core business areas, with total assets reaching ¥3.31 trillion, up 2.52% from year-end 2024.
Net profit attributable to shareholders for Jan–Sep 2025 was ¥18.08 billion, up 2.77% year-over-year.
Focused on digital transformation, risk management, and supporting the real economy, especially in technology, inclusive, and green finance.
Financial highlights
Operating income for Q3 2025 was ¥13.80 billion, up 3.78% year-over-year; Jan–Sep 2025 income was ¥41.14 billion, up 4.04%.
Net profit for Q3 2025 was ¥4.84 billion, up 4.90% year-over-year; Jan–Sep 2025 net profit was ¥18.08 billion, up 2.77%.
Basic EPS for Jan–Sep 2025 was ¥1.27, up 2.42% year-over-year.
Total assets at Sep 30, 2025: ¥3.31 trillion, up 2.52% from Dec 31, 2024.
Customer loans and advances totaled ¥1.44 trillion, up 2.55% from year-end 2024.
Outlook and guidance
Continues to prioritize structural adjustment, digitalization, and risk management.
Plans to further support key sectors such as technology, green, and inclusive finance.
- Net profit grew 1.19% to RMB22.54 billion, with improved asset quality and strong digital finance growth.601229
H2 202316 Mar 2026 - Net profit rose 4.50% year-over-year, with improved asset quality and higher dividends.601229
H2 202416 Mar 2026 - H1 2025 saw steady profit growth, stable asset quality, and improved capital adequacy.601229
H1 202529 Aug 2025 - Net profit grew 1.40% year-over-year and capital adequacy reached 14.77%.601229
Q3 202413 Jun 2025 - Net profit up 1.04% to RMB 12.97B, asset quality and capital remain robust.601229
H1 202413 Jun 2025 - Net profit rose 2.3% year-over-year with stable asset quality and strong capital ratios.601229
Q1 20256 Jun 2025
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