Bank of Suzhou (002966) Q3 2026 earnings summary

Executive summary

• 9M 2026 revenue reached RMB 10.691bn, up 12.81% YoY; net profit attributable to shareholders was RMB 4.841bn, up 8.13% YoY.

• Total assets were RMB 881.503bn at Sep. 30, up 11.66% from year-end 2025; loans and deposits grew 12.86% and 12.84%, respectively.

Financial highlights

• Q3 revenue was RMB 3.337bn, up 12.21% YoY; net profit attributable to shareholders was RMB 1.440bn, up 7.24%.

• 9M consolidated net profit was RMB 5.039bn, up 8.33% YoY; basic EPS was RMB 1.03, up 7.29%.

• 9M adjusted net profit attributable to shareholders, excluding non-recurring items, was RMB 4.855bn, up 9.17% YoY; reported net profit was RMB 4.841bn.

• 9M operating cash flow was RMB 23.813bn, down 15.17% YoY.

Segment performance

• Corporate loans and advances rose 18.94% from year-end to RMB 344.525bn; personal loans and advances declined 8.18% to RMB 76.926bn.