BRAC Bank (BRACBANK) Q1 2026 earnings summary

Executive summary

• Net profit after tax rose to BDT 6.96 billion for Q1 2026, up from BDT 4.86 billion in Q1 2025, driven by higher interest and investment income.

• Earnings per share (EPS) increased to 2.90 from 2.02 year-over-year, reflecting improved profitability.

• Net asset value (NAV) per share climbed to 56.12 from 51.56 at year-end 2025, supported by profit growth and revaluation reserves.

Financial highlights

• Consolidated operating income reached BDT 24.26 billion, up from BDT 19.28 billion year-over-year.

• Net interest income grew to BDT 4.99 billion from BDT 4.10 billion year-over-year.

• Investment income surged to BDT 13.33 billion, compared to BDT 9.83 billion in Q1 2025.

• Total assets increased to BDT 1.39 trillion from BDT 1.33 trillion at year-end 2025.

• Customer deposits rose to BDT 1.03 trillion, up from BDT 990.36 billion at year-end 2025.

Outlook and guidance

• Management expects continued growth in profitability, supported by stable asset quality and capital adequacy.

• The bank maintains a stable outlook from rating agencies and anticipates ongoing healthy trends in liquidity and capital.