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BRAC Bank (BRACBANK) investor relations material
BRAC Bank Q1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Net profit after tax rose to BDT 6.96 billion for Q1 2026, up from BDT 4.86 billion in Q1 2025, driven by higher interest and investment income.
Earnings per share (EPS) increased to 2.90 from 2.02 year-over-year, reflecting improved profitability.
Net asset value (NAV) per share climbed to 56.12 from 51.56 at year-end 2025, supported by profit growth and revaluation reserves.
Financial highlights
Consolidated operating income reached BDT 24.26 billion, up from BDT 19.28 billion year-over-year.
Net interest income grew to BDT 4.99 billion from BDT 4.10 billion year-over-year.
Investment income surged to BDT 13.33 billion, compared to BDT 9.83 billion in Q1 2025.
Total assets increased to BDT 1.39 trillion from BDT 1.33 trillion at year-end 2025.
Customer deposits rose to BDT 1.03 trillion, up from BDT 990.36 billion at year-end 2025.
Outlook and guidance
Management expects continued growth in profitability, supported by stable asset quality and capital adequacy.
The bank maintains a stable outlook from rating agencies and anticipates ongoing healthy trends in liquidity and capital.
- Net profit surged 57% to BDT 22.5B, with strong growth in loans, deposits, and capital ratios.BRACBANK
Q4 202527 Apr 2026 - Net profit up 39% year-over-year, with record growth in deposits, loans, and digital banking.BRACBANK
Q3 20253 Feb 2026 - Net profit up 74% YoY, deposits up 34%, bKash profit up 148%, and asset quality improved.BRACBANK
Q3 202415 Jan 2026 - Net profit up 36% with strong deposit growth, digital gains, and resilient asset quality.BRACBANK
Q2 20256 Jan 2026 - Net profit surged 73% to BDT 14.32B, with strong growth in deposits, loans, and digital expansion.BRACBANK
Q4 202421 Nov 2025 - Net profit surged 68% year-over-year, with robust growth in assets, deposits, and earnings.BRACBANK
Q2 202413 Jun 2025 - Net profit surged 47% year-over-year, with robust investment income and strong capital ratios.BRACBANK
Q1 20256 Jun 2025
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