Chailease Holding Company (5871) Q3 2026 earnings summary

Executive summary

• Consolidated assets reached NT$1.011tn at 3Q26, up 6% YoY and 2% QoQ, with a 13% 10-year CAGR.

• Credit portfolio was NT$831.7bn, up 4% YoY; asset quality and new delinquency formation were described as stabilizing.

• 9M26 net profit attributable to equity holders rose 6% to NT$15.88bn, with EPS of NT$8.73; 3Q26 net profit was NT$5.05bn, down 4% QoQ.

Financial highlights

• 9M26 revenue was NT$73.12bn, down 0.4% YoY; 3Q26 revenue was NT$24.82bn, up 2% QoQ.

• 9M26 profit before tax increased 7% to NT$23.87bn; gross profit declined 1% to NT$48.17bn.

• 9M revenue fell 2% in Taiwan to NT$39.2bn and 4% in China to NT$21.25bn, while ASEAN revenue rose 14% to NT$12.31bn.

• 9M net profit rose 4% in Taiwan to NT$10.35bn, 12% in China to NT$6.56bn and 11% in ASEAN to NT$2.19bn.

Outlook and guidance

• China portfolio returned to YTD growth, up 1% in RMB terms; recent business momentum and stabilizing asset quality supported confidence in portfolio growth.