Chain Bridge Bancorp (CBNA) Q2 2026 earnings summary

Executive summary

• Net income for Q2 2026 was $9.5 million, up from $7.1 million in Q1 2026 and $4.6 million in Q2 2025.

• Earnings per share reached $1.45 for Q2 2026, compared to $1.08 in Q1 2026 and $0.70 in Q2 2025.

• Year-to-date net income for the first half of 2026 was $16.6 million, up from $10.2 million in the same period of 2025.

• Book value per share increased to $27.99 as of June 30, 2026, from $23.92 a year earlier.

Financial highlights

• Net interest income for Q2 2026 was $17.1 million, up from $14.9 million in Q1 2026 and $11.8 million in Q2 2025.

• Net interest margin for Q2 2026 was 3.45%, compared to 3.41% in Q1 2026 and 3.39% in Q2 2025.

• Noninterest income for Q2 2026 was $2.9 million, up from $2.4 million in Q1 2026 and $828 thousand in Q2 2025.

• Total noninterest expense for Q2 2026 was $8.0 million, down from $8.8 million in Q1 2026 but up from $7.2 million in Q2 2025.

• Total assets reached $2.2 billion as of June 30, 2026, up from $1.4 billion a year earlier.

Outlook and guidance

• Political organization deposits are expected to remain elevated leading up to the federal election, contributing to higher deposit balances.

• Forward-looking statements caution about risks from interest rates, deposit flows, regulatory changes, and economic conditions.