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Chain Bridge Bancorp (CBNA) investor relations material
Chain Bridge Bancorp Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Net income for Q2 2026 was $9.5 million, up from $7.1 million in Q1 2026 and $4.6 million in Q2 2025.
Earnings per share reached $1.45 for Q2 2026, compared to $1.08 in Q1 2026 and $0.70 in Q2 2025.
Year-to-date net income for the first half of 2026 was $16.6 million, up from $10.2 million in the same period of 2025.
Book value per share increased to $27.99 as of June 30, 2026, from $23.92 a year earlier.
Financial highlights
Net interest income for Q2 2026 was $17.1 million, up from $14.9 million in Q1 2026 and $11.8 million in Q2 2025.
Net interest margin for Q2 2026 was 3.45%, compared to 3.41% in Q1 2026 and 3.39% in Q2 2025.
Noninterest income for Q2 2026 was $2.9 million, up from $2.4 million in Q1 2026 and $828 thousand in Q2 2025.
Total noninterest expense for Q2 2026 was $8.0 million, down from $8.8 million in Q1 2026 but up from $7.2 million in Q2 2025.
Total assets reached $2.2 billion as of June 30, 2026, up from $1.4 billion a year earlier.
Outlook and guidance
Political organization deposits are expected to remain elevated leading up to the federal election, contributing to higher deposit balances.
Forward-looking statements caution about risks from interest rates, deposit flows, regulatory changes, and economic conditions.
- All director nominees were elected and the auditor ratified amid strong 2025 financial results.CBNA
AGM 20263 Jul 2026 - Net income surged to $17.2M for the period, boosted by political deposits and a successful IPO.CBNA
Q3 20243 Jul 2026 - 2024 net income surged to $20.9M, capital strengthened post-IPO, with robust liquidity and asset quality.CBNA
Q4 20243 Jul 2026 - IPO targets $38.9M to fuel growth, but deposit concentration and dual-class voting pose key risks.CBNA
Registration filing3 Jul 2026 - IPO targets growth in political banking, but faces risks from deposit concentration and seasonality.CBNA
Registration filing3 Jul 2026 - Net income surged 43% on political deposits, but large outflows and concentration risks persist.CBNA
Q1 20253 Jul 2026 - Net income rose to $10.2 million, but Q2 declined as deposit volatility and rate risks persisted.CBNA
Q2 20253 Jul 2026 - Net income for Q3 2025 was $4.7M, with higher book value and ongoing deposit volatility.CBNA
Q3 20253 Jul 2026 - Q4 net income up, full-year profit down; strong deposit growth and robust capital ratios.CBNA
Q4 20253 Jul 2026
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