Clime Capital (CAM) Investor Presentation summary

Offer details and product features

• Issuing unsecured, redeemable convertible notes (CAM Notes) with a 6.5% fixed annual yield, payable monthly, maturing 30 November 2028.

• Notes are convertible to ordinary shares at $1.00 per share on a 1:1 basis anytime before maturity.

• Minimum investment is $2,000, and notes are quoted and traded daily on the ASX under code CAMG.

• Notes rank behind secured creditors, equal with other unsubordinated debt, and ahead of equity.

• Yield is generated from a diversified asset pool of unlisted credit and Australian shares.

Investment strategies and trade-offs

• CAMG.ASX targets debt investors seeking consistent yield, lower risk, and reasonable liquidity with a fixed 6.5% yield for three years.

• CAM.ASX targets equity investors seeking capital growth and above-market yield, leveraging up to 40% of portfolio value.

• CAMG invests in both unlisted and listed debt, offering listed liquidity and monthly income.

• CAM.ASX portfolio focuses on generating income above the ASX 200 dividend yield.

Market context and performance

• Private credit market in Australia has grown from $133 billion in 2017 to $310 billion in 2025, now nearly 8% of total credit.

• Private credit has outperformed traditional fixed income and leveraged loans over the past 20 years, delivering 2.6x better returns.

• CAM's gross asset value as of August 2025 is $155 million, with a diversified allocation across cash, shares, and rate-sensitive assets.

• CAM's Australian shares portfolio has a higher dividend yield (5.0%) and franking (100%) compared to the ASX 200 (4.1% yield, 78% franking).