Clime Capital (CAM) investor relations material

Executive summary

• Recorded after-tax profit of $5.1 million for the half-year ended 31 December 2025, reversing a prior year loss of $707,734, driven by higher unrealised gains on the investment portfolio.

• Operating profit before tax, amortisation, and depreciation reached $1,061k, a 162% increase year-over-year, mainly due to the gain on sale of a retail client book.

• Statutory profit after tax was $157k, reversing a loss of $257k in the prior period.

• Investment revenue surged to $10.48 million from $463,815 year-over-year, with significant unrealised gains and increased dividend and interest income.

• Quarterly dividends continued, totaling $3.93 million for the period.

Financial highlights

• Net tangible assets per share rose to $0.800 pre-tax and $0.835 post-tax, up from $0.773 and $0.813 at 30 June 2025.

• Basic and diluted earnings per share were 3.46 cents, compared to a loss of 0.48 cents per share in the prior period.

• Total assets increased to $160.4 million from $155.7 million at 30 June 2025.

• Statutory pre-tax profit was $359k for the half-year.

• Cash and cash equivalents decreased to $8.78 million from $15.6 million at 30 June 2025.

Outlook and guidance

• No explicit forward-looking guidance provided, but continued focus on domestic securities and unlisted unit trusts.

• Strategic focus shifting toward high-net-worth and sophisticated investors, with tailored portfolio services.

• Continued investment in technology and digital infrastructure, with plans for a retail education-focused offering.

• Ongoing simplification of product suite to improve margins and client outcomes.