Community West Bancshares (CWBC) Investor presentation summary

Leadership and governance

• Executive team includes CEO James J. Kim, CFO Shannon R. Livingston, and other experienced officers with significant industry tenure.

• Bank and holding company leadership have a mix of long-term and newer executives, supporting stability and fresh perspectives.

Mission, values, and culture

• Mission focuses on empowering teams to enrich relationships and exceed expectations.

• Core values include teamwork, accountability, excellence, integrity, caring, and inclusivity.

Financial performance and position

• As of June 30, 2024, total assets reached $3.5 billion, with a market capitalization of $348.5 million.

• 2024 YTD shows a net loss of $2.6 million and diluted EPS of ($0.17), compared to positive results in prior years.

• Net interest margin remains stable at 3.55%, while ROAA and ROAE turned negative YTD.

• Cash dividends per share for 2024 YTD are $0.24.