Community West Bancshares (CWBC) Investor presentation summary

Leadership and mission

• Executive team has extensive experience, with key officers averaging over 20 years in banking roles.

• Mission focuses on empowering teams to exceed expectations and invest in relationships.

• Core values include teamwork, accountability, excellence, integrity, caring, and inclusivity.

Company overview and footprint

• Operates 39 banking centers across Central California, serving Sacramento, San Joaquin Valley, and the Central Coast.

• Market capitalization stands at $644.9 million, with institutional ownership at 49% and insider ownership at 9%.

• Total assets are approximately $5.0 billion, reflecting the acquisition of United Security Bancshares.

• Established in 1980 and listed on NASDAQ under the symbol CWBC.

Financial performance highlights

• Q1 2026 total assets reached $3.7 billion, with net income of $11.5 million and diluted EPS of $0.60.

• Net interest margin improved to 4.30% in Q1 2026, up from 4.15% in 2025.

• ROAA and ROAE increased to 1.24% and 10.99% respectively in Q1 2026.

• Cash dividend of $0.12 per share payable in May 2026.