East West Bancorp (EWBC) Investor presentation summary

Company overview and market position

• Operates as a leading regional bank with $83B in assets and $69B in deposits as of March 31, 2026.

• Headquartered in Pasadena, CA, with over 50 years of operation and a strong presence in dense, attractive U.S. markets.

• Recognized as a top-performing bank for three consecutive years among peers with $50B+ in assets.

• Deep roots in the U.S. Asian-American community and significant cross-border capabilities.

• Over 25 years listed on Nasdaq, with a history of strategic acquisitions and geographic expansion.

Financial performance highlights

• 1Q26 net income reached $358M, up 23% year-over-year, with diluted EPS of $2.57.

• End-of-period deposits grew 9% year-over-year, with noninterest-bearing demand up 15%.

• End-of-period loans increased 7% year-over-year, driven by capital call line utilization.

• Net interest income (NII) rose 12% year-over-year to $671M; record fee income of $99M, also up 12%.

• Efficiency ratio at 36.2%, with stable asset quality and net charge-offs at $12M.

Balance sheet and portfolio composition

• Over 70% of loans support commercial customers, with broad industry and asset diversification.

• CRE portfolio is granular, with most loans having low loan-to-value ratios and personal guarantees.

• Residential mortgage portfolio features low LTVs and small average loan sizes, with $17.1B outstanding.

• Securities portfolio averages $17B, with 97% in high-quality liquid assets and 69% fixed-rate securities.