East West Bancorp (EWBC) Investor presentation summary

Company overview and market position

• $18B market cap, $85B in assets, and $70B in deposits as of June 30, 2026.

• Operates over 110 branches, serving 700,000+ customers, with a focus on cross-border banking.

• Recognized as a top-performing bank for three consecutive years in its asset class.

• Key markets include California, New York, Texas, Illinois, Georgia, Massachusetts, Nevada, and Washington.

• Over 50 years in operation and more than 25 years listed on Nasdaq.

Financial performance highlights

• 2Q26 net income of $364M, diluted EPS up 18% YoY to $2.63.

• Record revenue of $791M (+12% YoY), record NII of $685M (+11% YoY), and record noninterest income of $106M.

• End-of-period deposits grew 8% YoY; loans grew 7% YoY.

• Tangible common equity ratio at 10.4%, ROACE at 16%, and ROTCE at 17%.

• Book value per share up 13% YoY; tangible book value per share up 14%.

Updated management outlook for 2026

• Loans expected to grow 6–8% YoY; net interest income to grow 8–9% YoY.

• Noninterest expense projected to rise 8–9% YoY.

• Net charge-offs expected in the range of 15–25bps.

• Effective tax rate forecasted at 22–23%.

• Amortization of tax credit and CRA investments expected at $85–95M.