Enento Group (ENENTO) CMD 2026 summary

Strategy and market positioning

• For 2027–2030, shift from supplying data to supporting customer decision workflows with trusted, auditable AI-enabled services; aim to help customers make better credit and anti-financial-crime decisions.

• Strategy builds on Nordic market leadership, established brands, customer relationships and unique trusted data; AI, expanding regulation and rising fraud and financial-crime prevention needs are key market drivers.

• Strategic themes: maximize value from data and AI while complying with regulation; grow unique data assets; accelerate innovation and time to market; simplify and improve operational efficiency.

Growth and execution plans

• Accelerate core credit growth, increase sales to existing customers, win customers beyond core banking and scale anti-financial-crime services.

• Embed data and decision services in customers’ AI tools and workflows as a trusted AI partner; build an AI-native data platform during 2027 and simplify the product portfolio.

• Improve profitability through IT, sales and operational efficiency, including use of AI; execution may include divestments outside the future core portfolio and acquisitions strengthening the core business.

Financial targets and shareholder returns

• 2027–2030 targets: organic net sales CAGR of 5–10%; double-digit adjusted EPS CAGR; adjusted EBITDA margin above 40% by end-2030; net debt/adjusted EBITDA below 3x.

• Aim for a regularly increasing dividend, paid twice yearly; excess capital may also be returned through share buybacks and/or special dividends if it exceeds business needs.