Exzeo Group (XZO) Proxy filing summary

Executive summary

• Achieved a successful IPO in 2025, strengthening capital and enabling long-term strategic execution.

• Reported significant growth in revenue and earnings for 2025, driven by increased platform adoption and expanded services.

• Focused on technology-enabled service expansion, operational efficiency, and scalable solutions for insurance partners.

• Maintains a disciplined approach to capital management and ongoing investment in technology and growth initiatives.

Voting matters and shareholder proposals

• Shareholders will vote on electing two Class A directors for three-year terms and ratifying Forvis Mazars, LLP as the independent auditor for 2026.

• Board recommends voting FOR both proposals.

• Only shareholders of record as of April 10, 2026, are eligible to vote.

• Shareholders may vote online, by phone, mail, or in person.

Board of directors and corporate governance

• Board consists of six directors divided into three classes, with staggered three-year terms.

• Four of six directors are independent; 67% contribute to gender or ethnic diversity.

• Board committees (Audit, Compensation, Nominating/Governance) are chaired by independent directors.

• Annual self-evaluations and succession planning are conducted.

• Code of Business Conduct and Ethics and Corporate Governance Guidelines are in place.