Findi (FND) Investor presentation summary

Strategic equity placement and capital allocation

• Completed a A$25 million institutional equity placement to provide growth capital, refinance debt, and release restricted cash while retaining majority ownership in TSI India.

• Placement increases shares on issue from 64.24 million to 99.95 million at an issue price of A$0.70 per share.

• Funds will be used to refinance debt, release INR 191.2 crore (A$33.25m) restricted cash, and reduce interest costs in India.

• Capital will support the rollout of SBI and CBI contracts, refurbishment of white label ATMs, and expansion of Bankit Services.

Ownership structure and strategic alternatives

• Placement increases ownership in TSI to 90.8%, compared to a potential dilution to 46% under the Nova Strategic investment scenario.

• Scenario analysis shows existing shareholders are approximately 27% better off under the placement versus the Nova option.

• If TSI lists at A$750m, each share could be worth A$6.81 with 90.8% ownership, versus A$5.37 with 46% ownership.

• Placement provides leverage to negotiate better terms or opt out of the Nova Strategic investment.

Risk factors and forward-looking statements

• Investment is considered high risk and speculative, with no guaranteed returns or performance.

• Forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially.

• All financial figures are in Australian dollars, with INR to AUD conversions at a fixed rate of 57.50.