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Findi (FND) investor relations material

Findi Trading update summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Trading update summary20 May, 2026

FY26 financial guidance and performance

  • FY26 operating revenue expected at A$83.0–91.6m, below prior guidance of A$100–105m, but up ~35% from FY25A (A$61.6m).

  • Total revenue forecasted at A$87.8–96.8m, reflecting integration of acquisitions and scale-up of portfolios.

  • Operating EBITDA anticipated below previous A$10–12m range, mainly due to delayed working capital and one-off costs.

  • Adjusted operating EBITDA (after non-recurring items) expected at A$8–10m.

  • Annualised costs cut by A$4.9m through realised synergies post-acquisitions.

Operational and strategic updates

  • A$25m equity raise completed in May 2026, strengthening working capital for Indian subsidiary.

  • Working capital infusion enabled recommencement of BLA roll-out, WLA optimisation, and BC Max merchant onboarding.

  • April and May 2026 showed sequential improvements in India, with BankIT GTV and revenue up 45%+ month-on-month.

  • WLA daily transaction volume up 10% month-on-month in April 2026; BC Max/Unnati centres continued onboarding momentum.

  • Strategic trajectory toward FY27 Indian IPO and Payments Bank status remains unchanged.

Management and governance

  • Shaun Lordan appointed Chief Commercial Officer, effective 1 June 2026, to drive platform commercialisation.

  • Board and management strengthened to support integration and growth initiatives.

  • Quarterly operating updates to commence from July 2026 for ongoing shareholder communication.

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Frequently asked questions

Findi Limited, formerly known as Afterpay Touch Group, is an Australia-based financial technology company focusing on digital financial services. The company provides a suite of products aimed at facilitating seamless digital payments and consumer transactions, with a particular emphasis on buy-now, pay-later (BNPL) solutions. Findi’s offerings are tailored to retailers and consumers seeking flexible payment options, supporting e-commerce and in-store transactions. The company is headquartered in Sydney, Australia, and its shares are listed on the ASX.