First Financial Holding (2892) Q2 2026 earnings summary

Executive summary

• Net profit for 1H26 surged 41.9% year-over-year to NT$17,798mn, with EPS at NT$1.24, driven by strong performance across banking, securities, life insurance, asset management, and venture capital subsidiaries.

• First Bank contributed NT$15,456mn (+11.9% YoY), while non-bank subsidiaries' earnings more than doubled, now accounting for 15.7% of group profit.

• Comprehensive income soared 322.1% YoY to NT$31,318mn, reflecting robust market conditions and effective diversification.

Financial highlights

• Consolidated net income rose 41.9% YoY to NT$17,798mn; comprehensive income up 322.1% to NT$31,318mn.

• EPS increased 42.5% YoY to NT$1.24; book value per share up 11.6% to NT$20.97.

• Total assets grew 8.9% YoY to NT$5,235,189mn.

• ROAE improved to 11.98% (+26.9% YoY); ROAA reached 0.70% (+34.6% YoY).

Outlook and guidance

• Continued focus on expanding non-bank subsidiaries and leveraging cross-border lending opportunities amid tech sector growth.

• Sustained momentum expected in wealth management and SME lending, maintaining market leadership.