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First Financial Holding (2892) investor relations material
First Financial Holding Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Net profit for 1H26 surged 41.9% year-over-year to NT$17,798mn, with EPS at NT$1.24, driven by strong performance across banking, securities, life insurance, asset management, and venture capital subsidiaries.
First Bank contributed NT$15,456mn (+11.9% YoY), while non-bank subsidiaries' earnings more than doubled, now accounting for 15.7% of group profit.
Comprehensive income soared 322.1% YoY to NT$31,318mn, reflecting robust market conditions and effective diversification.
Financial highlights
Consolidated net income rose 41.9% YoY to NT$17,798mn; comprehensive income up 322.1% to NT$31,318mn.
EPS increased 42.5% YoY to NT$1.24; book value per share up 11.6% to NT$20.97.
Total assets grew 8.9% YoY to NT$5,235,189mn.
ROAE improved to 11.98% (+26.9% YoY); ROAA reached 0.70% (+34.6% YoY).
Outlook and guidance
Continued focus on expanding non-bank subsidiaries and leveraging cross-border lending opportunities amid tech sector growth.
Sustained momentum expected in wealth management and SME lending, maintaining market leadership.
- Record H1 2024 net income rose 4.3% to TWD 13.73B, with robust capital and asset quality.2892
Q2 2024 - Net income up 9.4% YoY to NT$20.81bn; strong fee growth, stable capital and risk metrics.2892
Q3 2024 - Record net profit, strong fee growth, and stable asset quality support capital-focused 2025.2892
Q4 2024 - Q1 2025 net income up 2.7% YoY to NT$7.21B; loan book grew 7.2%, dividend proposed at NT$1.20.2892
Q1 2025 - 1H25 net profit up 1.6% YoY to NT$13,946m, with strong asset quality and capital ratios.2892
Q2 2025 - Net income up 4.3% to NT$21.7B, assets at NT$4.92T, with strong capital and asset quality.2892
Q3 2025 - Net income grew 6.2% to NT$26,933mn, with strong asset growth and robust capital ratios.2892
Q4 2025 - Q1 2026 net income reached NT$8.244B, EPS NT$0.57, assets NT$5.15T, IFRS 17 adopted.2892
Q1 2026
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