Fukuoka Financial Group (8354) Q1 2026 earnings summary

Executive summary

• Ordinary income rose 15.9% year-over-year to ¥126.4 billion for 1Q FY2025, with net income attributable to owners up 9.2% to ¥22.8 billion.

• Comprehensive income rebounded sharply to ¥53.7 billion from a loss of ¥33.2 billion in the prior year period.

• Core business profit increased to ¥33.7 billion, up ¥1.4 billion year-over-year.

Financial highlights

• Net interest income grew to ¥62.4 billion, with domestic operations contributing ¥58.6 billion.

• Net fees and commissions remained stable at ¥14.8 billion.

• Ordinary profit increased 6.2% year-over-year to ¥32.6 billion.

• Net income per share (diluted) rose to ¥120.78 from ¥110.64 year-over-year.

• Total assets reached ¥32.95 trillion, up from ¥32.26 trillion at the previous fiscal year-end.

Outlook and guidance

• Full-year FY2025 net income attributable to owners is projected at ¥80.0 billion, up 10.9% year-over-year.

• Ordinary profit for FY2025 is forecast at ¥117.0 billion, a 12.9% increase year-over-year.

• No revisions to earnings or dividend projections were announced.