Fukuoka Financial Group (8354) Q2 2027 earnings summary

Executive summary

• Interim ordinary income rose 30.8% YoY to ¥338.5bn; ordinary profit increased 37.8% to ¥86.5bn and net income attributable to owners rose 36.1% to ¥59.3bn.

• Total assets were ¥31.77tn at Sep. 30, 2026, down from ¥33.56tn at Mar. 31; total net assets increased to ¥1.12tn from ¥1.08tn.

Financial highlights

• Ordinary income reached ¥338.5bn, including interest income of ¥272.7bn, up from ¥204.4bn YoY; interest on loans rose to ¥157.4bn from ¥122.3bn.

• Ordinary expenses increased to ¥252.0bn from ¥196.0bn; interest expenses rose to ¥114.6bn from ¥84.7bn and other operating expenses to ¥28.5bn from ¥5.2bn.

• Net income attributable to owners was ¥59.3bn versus ¥43.6bn; comprehensive income was ¥58.6bn versus ¥102.4bn, reflecting a ¥44.8bn securities valuation loss in other comprehensive income.

Outlook and guidance

• FY2026 consolidated forecast raised: core business profit ¥182.2bn, ordinary profit ¥166.0bn and net income attributable to owners ¥113.0bn; increases of ¥30.2bn, ¥16.5bn and ¥13.0bn, respectively, versus prior guidance.

• Revised FY2026 subsidiary-bank total forecasts: core business profit ¥200.8bn, ordinary profit ¥193.6bn and net income ¥139.3bn.

• FY2026 net income per share forecast is ¥597.91; dividend forecast revised to ¥240 per share for the year, including ¥105 interim and ¥135 year-end.