General Capital (GEN) H2 2026 earnings summary

Executive summary

• Achieved record year of growth for the year ended 31 March 2026, with consolidated revenue up 18% to $26.8m and NPAT of $2.7m, broadly in line with the prior year.

• Total comprehensive income slightly higher at $2.8m, reflecting balance sheet growth offset by higher costs and a goodwill impairment.

• Growth sustained despite challenging global economic and regulatory environment.

Financial highlights

• Consolidated revenue increased 18% year-over-year to $26.8m.

• Net profit after tax (NPAT) was $2.7m, similar to the previous year.

• Total comprehensive income reached $2.8m.

• Goodwill impairment of $379k in subsidiary IRG impacted results.

Outlook and guidance

• Economic environment remains uncertain due to global events, fuel crisis, and cost of living pressures in NZ.

• Regulatory changes, including the Deposit Taker Act, are being closely monitored.

• Focus remains on executing growth strategy and delivering shareholder value.